Add observability: health endpoints, structured logging, metrics, Grafana stack

Health endpoints:
- /api/health (Journal) and /health (Planner) with DB connectivity check
- Docker healthchecks updated to use app health endpoints

Structured logging:
- Pino with JSON output in production, pretty-print in dev
- Request logging middleware in Planner (method, path, status, duration)
- Replaced console.log/error with structured logger in email and auth flows

Prometheus metrics:
- prom-client with default Node.js metrics + custom histograms/gauges
- /metrics endpoints on both apps
- http_request_duration, planner_active_sessions, brouter_request_duration

Monitoring stack:
- Prometheus, Loki, Grafana containers in docker-compose
- Grafana provisioned with datasources, dashboards, and alert rules
- Caddy access logging (JSON to stdout for Loki)
- grafana.trails.cool with basic auth via Caddy

Dashboards and alerting:
- Overview: request rate, error rate, latency p50/p95/p99
- Planner: active sessions, connected clients, BRouter latency
- Infrastructure: memory, CPU, event loop lag
- Alerts: disk >80%, app down 2min, error rate >5%

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

infrastructure/loki/loki-config.yml

@@ -0,0 +1,32 @@
+auth_enabled: false
+
+server:
+  http_listen_port: 3100
+
+common:
+  path_prefix: /loki
+  storage:
+    filesystem:
+      chunks_directory: /loki/chunks
+      rules_directory: /loki/rules
+  replication_factor: 1
+  ring:
+    kvstore:
+      store: inmemory
+
+schema_config:
+  configs:
+    - from: 2024-01-01
+      store: tsdb
+      object_store: filesystem
+      schema: v13
+      index:
+        prefix: index_
+        period: 24h
+
+limits_config:
+  retention_period: 168h  # 7 days
+
+compactor:
+  working_directory: /loki/compactor
+  retention_enabled: true